Renters Insurance
Texas renters insurance, explained in plain language.
If you don't own the building, your landlord's policy doesn't cover your belongings or your liability. We place renters coverage for tenants across Texas.
What renters insurance covers
Personal property
Furniture, electronics, clothing, and everything you'd have to replace after theft, fire, smoke, or water damage.
Personal liability
If someone is injured in your unit, or you damage a neighbor's property, liability coverage responds.
Loss of use
Additional living expenses while your unit is being repaired and you can't live there.
Medical payments
Small medical bills for a guest hurt in your unit, without a liability claim.
What it does not cover
- Damage to the building itself — that's the landlord's policy.
- Flood from rising water — contents flood coverage is placed separately.
- Your vehicle — that's an auto policy, though items stolen from it may fall under contents.
- Wear, tear, and maintenance issues.
Renters insurance FAQs
Ready to make sure you're properly covered?
Get a personalized quote, or upload your current policy and we'll review it for gaps.